'Open Banking Next: The future of money movement' was an event dedicated to the product and business community about what is shaping the future of financial services. We've hosted the event at our office, and organised it with ING Bank Romania and colleagues from ING Group, in partnership with Wall-Street.ro.
The event brought together nearly 100 professionals and industry experts from 45 companies for an evening focused on
✔️ open banking
✔️ digital payments
✔️ customer experience
✔️ the evolving European financial ecosystem
Speakers & key takeaways
Four experts in the field took the stage: Violeta Negruța (ING Group), Ailin Alzaitri (ING Hubs Romania), Raluca Gogu (ING Bank Romania) and Raluca Micu (former NBR representative, now CEO Netopia). They explored how payments are becoming more seamless, how open banking is moving beyond compliance into real customer and business value, and how new forms of money are starting to scale within regulated frameworks.
Payments are becoming seamless and invisible | “Payments across Europe are evolving into a unified, pan-European ecosystem, with solutions enabling instant, secure and consistent cross-border experiences. At the same time, banking is becoming embedded into everyday journeys, where payments happen instantly and effortlessly.
It all comes down to less friction, more trust and financial services that fit naturally into the moments that matter.” - Violeta Negruța, Product lead Open Banking ING Group
Technology powers the system, but experience drives value | “Behind the scenes, APIs connect banks, partners and platforms, enabling real-time data and automation. But what customers notice is speed, simplicity and relevance – seamless journeys, not the technology itself.
Beyond compliance, Open Banking creates real impact through smoother operations, less manual work and better outcomes for both customers and businesses.” - Ailin Alzaitri, customer journey expert ING Hubs Romania
New forms of money are scaling | “New money models are moving from experimentation to reality. Stablecoins, tokenised money and the digital euro are now entering regulated frameworks that enable them to scale.
Regulation builds trust, but real impact comes from scale through reach, distribution, liquidity, interoperability and real customer value. New forms of money don’t win by simply existing, thew win by scaling. “ - Raluca Gogu, Product area lead Digital Payments ING Bank Romania


